Getting started with your own SmartMetals® Account is as easy as 1-2-3 !
1. Open an Account
Apply for an account in minutes. Start with our secure online application and within 48 hours (usually much sooner) you’ll receive approval via email, along with information for accessing, funding, and using your account.
2. Fund Your Account
Your account must be funded prior to making a purchase to “lock in” the price on bullion. Choose to fund your account in one of three ways:
The availability of your funds varies depending on the method of transfer you use. Details can be found in the table below.
|AVAILABILITY OF FUNDS|
|ACH Transfer||Complete a one-time verification process for each bank account you’d like to use then fund your SmartMetals account via a deposit request. Funds post as soon as we receive them from your bank and will be available for trading by Midnight Eastern Time on the third business day.||3 business days|
|Bank Wire||Wire funds directly into your SmartMetals account using the HAA deposit form. Depending on your financial institution’s policies, your funds will usually be credited to your account within a single business day.||1 business day|
|Check||Make your check payable to Hard Assets Alliance and write your account number in the memo field. Mail to: Hard Assets Alliance, 750 Third Ave., Suite 702, New York, NY 10017||7 business days|
3. Buy Bullion for Storage or Delivery
Our 24-hour buying and selling platform is easy to use and always safe. You can choose from a variety of investment-grade bullion products.
If you buy for storage, you have the convenience of storing your precious metals in one of six ultra-secure, non-bank vaulting facilities located in New York, Salt Lake City, Zurich, London, and Singapore.
All bullion held with the Hard Assets Alliance is fully allocated to you and is insured at full replacement value. With the SmartMetals platform, you can rest assured that your investment in bullion is safe.