Added Security for Your “Golden Years”
In today’s world, saving for retirement has become a great challenge.
Uncertainties abound, asset bubbles form and pop, and volatile markets rise and then sharply correct. Tomorrow’s dollar, yuan, euro, or yen is often worth less than today’s, which in turn is worth less than yesterday’s.
Savers and retirees have been forced to watch their retirement dollars dwindle in value thanks to international currency wars aimed at spurring growth and devaluing currencies.
In fact, the dollar has devalued at an average rate of 7.5% a year since Richard Nixon ended the gold standard in 1971. Meanwhile, gold has soared in value.
Even worse, savers have been punished by central banks’ zero, near-zero, and recently even negative interest rate policies.
The challenge facing all of us who are trying to save for retirement is not limited to growing our wealth. In uncertain times like these, trying to preserve what we already have can be just as hard.
A Fully Integrated Precious Metals IRA Program
The Hard Assets Alliance, in conjunction with the Millennium Trust Company, provides a means for investing in gold, silver, platinum, and palladium while enjoying the tax advantages of an IRA.
Our fully integrated IRA program combines the purchasing power and storage options of the Alliance with the custodial services of Millennium Trust Company to ensure you purchase only approved precious metals for your IRA.
This is a simple, convenient way to buy and hold approved precious metals for storage in your IRA. Make annual contributions, roll over funds from existing IRAs, or take distributions in the form of cash or precious metals—and do it all easily online.
Four IRA Accounts to Suit Everyone’s Needs
Contributions are typically tax deductible. Limit: $5,500 per year. Any earnings distributed after the age of 59½ are tax deferred.
Contributions generally come from taxed income (not tax deductible). However, any income generated within the Roth is not taxable.
The Simplified Employee Pension (SEP) IRA is a flexible option with higher contribution limits if you are self-employed or an owner in a corporation.
This IRA is set up similarly to a 401(k) and provides advantages for small businesses (under 100 employees) or self-employed individuals.
(We recommend consulting a tax professional to help you decide which plan is most advantageous for your personal circumstances.)
Secure, Efficient, Competitive
Our streamlined process lets you manage your Precious Metals IRA easily. By simply logging into one account, you can buy, sell, and request delivery of metals anytime (note that delivery will generally be considered a distribution and that taxes and early-withdrawal penalties could apply).
Access to the Hard Assets Alliance dealer network guarantees you competitive pricing when you buy or are ready to sell.
Not only that, we make sure that when you buy gold and silver for your IRA, you see only options approved for inclusion in IRAs. There’s no chance you will inadvertently veer into precious metals investments that are not eligible for your IRA account.
It’s as Easy as 1-2-3
Here’s how to open a Precious Metals IRA with the Hard Assets Alliance:
1. Fill out an application
It takes only 5–10 minutes to complete the paperwork required to set up your Precious Metals IRA, whether it’s for domestic or international storage. Approval of your IRA account takes 48 hours or less.
2. Fund your account
You can fund your Precious Metals IRA through a direct contribution, a transfer from another IRA, or a rollover from your 401(k), 403(b), or other similar retirement account. We will also assist you with an in-kind transfer from an existing precious metals IRA if you’re seeking a new relationship with superior online liquidity, multiple storage options, and better client service. Please call us for more information on this transfer process.
3. Buy precious metals
Choose from a big selection of IRS-compliant bullion and add it to your Precious Metals IRA. As required by Internal Revenue Code rules, the bullion coins or bars you buy are safely stored on behalf of your IRA in a fully insured, secured vault with a renowned vaulting provider. You may take delivery of your precious metals anytime in lieu of a cash distribution through the online portal. Standard IRA distribution rules and the age requirement for withdrawals apply.