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Our Pricing & Fees

Always Competitive, Always Real Time

With a Hard Assets Alliance account, you can count on getting the best possible execution and competitive, consistent pricing for your purchases, sales, and storage.

Two main factors that help determine the pricing we offer you:

  1. Volume buying
    We share our trading system with some of the largest institutional buyers in the industry. Thanks to the hedge funds, pension funds, institutional investors, and high-net- worth brokerage clients all trading alongside you on the platform, you receive the benefit of volume buying—but with the individual attention and customer service you deserve.
  2. Extensive dealer network
    Competition ensures you receive highly competitive pricing. That’s why our network is made up of up to 14 wholesale dealers and refiners who compete for your business. These are the same refiners and dealers that supply the world’s largest institutional buyers and banks.

Consistent, Transparent Pricing

Other metals companies advertise sales or one-time deals on a bullion offering that may seem too good to be true. And it usually is. These are typically loss leaders, offered by high-pressure metal dealers who will then bombard you with offers for “semi-numismatic” coins at a much higher markup.

At the Hard Assets Alliance, we pride ourselves on transparent pricing; we charge a reasonable markup on all of our products. Trading on the SmartMetals® platform makes it easy to check the price of any coin or bar on our website—we offer real-time pricing, continuously updated during market hours.

No Minimum Order

With the exception of metal purchased for storage or delivery in the state of New York, there is no minimum order to purchase metals in your Hard Assets Alliance account. Otherwise, our no-minimum-purchase policy applies to all account types and is available on every order, whether it’s for delivery or secure storage.

To help shelter our clients from this New York tax, we do require a miminum purchase of $1,000 or more when metal is purchased for delivery or storage in the state of New York.

World-Class Storage, Low Fees

With a SmartMetals account, you’re provided with complete security when it comes to storing your precious metals. We work with the largest non-bank vault providers in the world: Brinks in the US, Loomis in the UK and Switzerland, and Malca Amit in Singapore.

Unlike many metals firms—which actually own the metal you buy and hold it on your behalf—at the Hard Assets Alliance, the metal you buy is yours and yours alone.

Annual fees for storing your precious metal in our secure international and domestic vaults are billed quarterly and conveniently withdrawn from your cash account automatically.

All storage fees include:

  • Daily verification by the non-bank, private vault
  • Semi-annual audits by an internationally respected accounting firm, and
  • Replacement value insurance

Storage rates are the same for all of our vaults, and the amount of the fees depends on the amount of metal stored—the larger the amount of your stored holdings, the lower the fees. *

Regardless, at any level our storage fees are very competitive, ranging from 0.5% to 0.7% per year for gold, and 0.6% to 0.8% for silver.

Annual Storage Fee Rates (billed quarterly)
Value of Stored MetalGold, Palladium & PlatinumSilver
Up to $100,000 in assets:0.70%0.80%
$100,001-$500,000 in assets:0.65%0.75%
$500,001-$1,000,000 in assets:0.60%0.70%
$1,000,001+ in assets:0.50%0.60%

* If the calculated storage fee for a given quarter falls below $15 (roughly $8,500 or less stored gold), a minimum storage fee of $15 will be charged. However, this minimum is waived for accounts with our MetalStream TM automatic purchasing service activated. Learn more about MetalStream.


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Common Questions

Need Assistance?

  • Phone 877-727-7387 (toll-free) | 1-602-626-3022
  • Web
  • Location 750 Third Ave | Suite 702 | New York, NY 10017 | USA